Insurance Bad Faith Attorney in Brevard County

What is Insurance Bad Faith?

When you purchased your insurance policy, the provider entered into a fiduciary relationship with you, wherein the insurer is required to act in good faith towards you at all times. This includes cooperating with you when you file a claim for coverage, providing you with the help you need and paying the full and fair value of your claim according to the terms of your policy. If your insurance comapny fails to do this, it is called insurance bad faith.

Unfortunately, countless people every year are subjected to unfair treatment on the part of their insurers, who are primarily interested in protecting their bottom line and will engage in tactics calculated to avoid paying anything more than necessary. Common examples of insurance bad faith include:

• Intentionally delaying payment of a claim in order to frustrate the recipient into accepting less than is deserved
• Deliberately underestimating the value of the claim
• Wrongfully denying a settlement

Your Right to Sue for Insurance Bad Faith

Under Florida Statutes §624.155 (2011), you have a right to sue your insurer for bad faith actions, but you must file your claim before the statute of limitations expires. If successful, you could recover damages along with court costs and attorneys' fees, and even punitive damages if it appears that you were the subject of general business practices which are willful, wanton and malicious.

Your settlement or award of damages could even exceed the limits of your policy. Our Brevard County injury lawyers at High Stack Gordon Kirby has recovered more than $100 million recovered for our clients, and we have extensive experience with the unfair tactics used by insurance companies. Let us help you secure the justice you deserve.